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Don't Get Screwed After A Car Crash - Record What Happened!

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Who Was Actually At Fault

Who caused that fender bender? Or worse yet who is responsible for totalling the cars? Was someone being super irresponsible by texting and driving or did someone not look for the blind spot when changing lanes? Can you prove it? The stats are horrifying. You may not want to drive anymore.

The Facts Are Startling

Nearly 1.3 million people die in road crashes each year. That is an average of 3,287 deaths a day. An additional 20-50 million are injured or disabled. More than half of all road traffic deaths occur among young adults ages 15-44. You can’t give up driving tho. You have to get to work, to practice, the gym and have a life. Driving is a necessary risk we take every time we get behind the wheel. You can drive safer and protect yourself from getting blamed. It’s way easier than you think.

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Insurance Claims Are Fault Based

Car insurance in the majority of states is fault-based. If an accident happens in a fault (aka "tort") state, the at-fault driver's insurer will typically help pay for repairs, medical expenses, and other losses like pain and suffering and lost wages, through that driver's liability coverage.

On the opposite end of the legal spectrum, and less common, are the states with no-fault insurance laws. Drivers in these states may be required to carry personal injury protection (PIP), known as first party benefits in Pennsylvania. After an accident, each driver's insurance company pays for the insured's medical expenses up to a certain threshold. Property damage is always fault-based, meaning the cost of repairs can still be covered by an at-fault driver's insurer.

Gather The Right Evidence

Even a relatively minor car accident can be a stressful and disorienting experience. After an accident, check on the well-being of your passengers, as well as any other drivers, and call for paramedics if there are any obvious injuries. Take the time to gather all pertinent evidence at the scene of the accident. You should obtain the name, address, driver's license number, vehicle plate numbers, and insurance information from all other drivers involved. Find out whether any of the drivers were driving for their employer at the time of the accident, and if so, obtain the employer’s name and contact information.

On top of calling police to the accident scene, the evidence you gather can help your insurer calculate the degree of fault. Take photos and get info from other drivers and witnesses. This will help support your case and give your insurer the info they need.

Most importantly, if at all possible capture Video evidence of what happened during the accident, because this will be the most compelling evidence that you weren’t at fault. Think about it, if you wanted to really see an exciting action sequence in detail, would you just read the book or would you watch the full movie?

What About Autonomous Cars?

If you’ve been following automotive news lately, you know that autonomous (self-driving) cars and trucks are coming to your local highway soon. If you think it’s difficult dealing with a human after an accident, how hard will it be dealing with a cold-hearted robot? This is all the more reason to drive defensively, but also capture evidence so that the court will know for sure who was to blame. Only by doing so can you keep your insurance rates from going sky high.

Choose Your Dash Cam!

with our Accident-Recording kits

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All Rights Reserved.
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Choose Your Dash Cam!

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